Gold Scheme
Plan 1
Sri Thirumalai Ponmalai Scheme
Save Monthly, Get Pure Gold Without Wastage!
How It Works
- Start with a minimum of ₹1,000 (or any higher amount) per month.
- Pay the same amount for 11 consecutive months.
- Each month’s payment is converted to gold weight based on that day’s rate.
- In the 12th month, purchase jewellery for the accumulated gold weight with zero wastage.
- No cash bonus – benefit is no wastage on final purchase.
Example
If you pay ₹5,000 every month:
- Each ₹5,000 is converted to gold at that day’s rate and added to your account.
- After 11 months, you have the total gold weight accumulated.
- In the 12th month, select jewellery for that exact gold weight and pay only making charges & taxes — no wastage.
Why Choose Ponmalai Scheme?
Flexible savings: Start from ₹1,000/month
100% BIS Hallmarked gold
Transparent monthly gold conversion
No wastage on final redemption
Ideal for weddings, gifts & long-term savings
Gold Exchange Saving Plan - 2
Gold Exchange Saving Plan
Exchange Old • Save Smart • Shine New
How it works
- Bring in your old gold. We value it at today’s 916 gold rate.
- The value is converted into pure gold weight and locked for you.
- After 12 months, collect brand-new ornaments for the exact weight — with no wastage or deduction.
- Want more gold? Just pay for the extra weight at the current rate.
- Transparent.
- No wastage loss.
- Guaranteed new jewels.